01 /The Opportunity
Two paths in. One exceptional enterprise.
For Investors
“A strategically de-risked, long-horizon opportunity in modern South African agriculture.”
- —200ha freehold land — unencumbered, valued ~R12,000,000
- —Four diversified revenue streams
- —Zero existing debt — clean balance sheet
- —Management combining financial governance, legal compliance, and 4IR expertise
- —BFS scorecard est. 46/50 — full transformation alignment
For B2B Clients
“A reliable supply of premium, fully traceable agricultural goods.”
- —Yellow maize, sunflower, red meat, and fresh vegetables
- —Institutional-grade compliance standards
- —Verified provenance — chain from soil to shelf
- —Operational consistency through data-driven production
- —Direct supply arrangements for local retailers and restaurants
02 /What We Bring
The asset base that underpins everything.
R12,000,000
200ha Freehold Land
Unencumbered. Owned since 2000.
Zero
Existing Debt
Clean balance sheet at application.
100%
Black-Owned, Female-Led
Fully BFS and transformation aligned.
46/50
BFS Scorecard (Est.)
Minimum required: 20 points.
03 /Financial Projections
Five-year revenue projections.
| Revenue Stream | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|---|---|---|---|---|
| Maize (80ha) | R1,540,000 | R1,612,800 | R1,687,200 | R1,763,200 | R1,840,800 |
| Sunflower (20ha) | R306,000 | R323,750 | R342,000 | R349,600 | R370,500 |
| Cattle (commercial) | R120,000 | R300,000 | R400,000 | R500,000 | R600,000 |
| Beef Stud | R0 | R400,000 | R600,000 | R850,000 | R1,100,000 |
| Sheep | R60,000 | R200,000 | R250,000 | R300,000 | R400,000 |
| Tunnel Vegetables | R330,000 | R1,130,000 | R1,295,000 | R1,535,000 | R1,930,000 |
| TOTAL INCOME | R2,356,000 | R3,966,550 | R4,574,200 | R5,297,800 | R6,241,300 |
Figures indicative · All crop prices based on confirmed 2025 actual season prices · Full model on memorandum request
04 /Repayment Capacity
Comfortable from Year 1. Excellent by Year 5.
Loan terms: R2,000,000 at Prime − 2% (9.25% p.a.) · Quarterly instalments · 17 quarters · Fully repaid: April 2031
| Year | Total Income | Annual Repayment | DSR | Status |
|---|---|---|---|---|
| Year 1 (2026/27) | R2,356,000 | R147,774 | 6.3% | Comfortable |
| Year 2 (2027/28) | R3,966,550 | R591,098 | 14.9% | Serviceable |
| Year 3 (2028/29) | R4,574,200 | R591,098 | 12.9% | Comfortable |
| Year 4 (2029/30) | R5,297,800 | R591,098 | 11.2% | Strong |
| Year 5 (2030/31) | R6,241,300 | R591,098 | 9.5% | Excellent |
05 /Growth Roadmap
24 months to profitability and export readiness.
Phase I
Foundation & Systems Integration
Months 00 — 08
- —Asset deployment: core production machinery and logistics
- —4IR technology integration: IoT monitoring, automation, data analytics
- —Pilot production and validation: quality assurance protocols
- —Workforce upskilling: data-driven workflows, compliance standards
Phase II
Expansion & Market Penetration
Months 09 — 18
- —Production scale-up: ~150% output increase
- —Value-added processing facility commissioned
- —B2B commercialisation: medium- to long-term supply contracts
- —Lean manufacturing and continuous improvement deployed
Phase III
Profitability & Export Readiness
Months 19 — 24
- —Consistent positive operating margins achieved
- —Regulated-market certifications attained
- —Export contracts initiated with international buyers
- —Strategic brand positioning: data-backed quality claims
06 /Confirmed Buyers
Off-take confirmed before first harvest.
| Commodity | Buyer | Arrangement | Status |
|---|---|---|---|
| Maize + Sunflower | AFGRI Bethlehem Silo | SAFEX spot price at delivery | Letter of intent |
| Cattle | Bethlehem Livestock Auctions | Monthly auction | Seller registration confirmed |
| Sheep | Bethlehem Livestock Auctions | Quarterly auction | Seller registration confirmed |
| Vegetables | Bethlehem Fresh Produce Market | Weekly fresh delivery | Letter of intent |
| Vegetables | Local retailers / restaurants | Direct weekly supply, fixed pricing | Negotiation active |
07 /Job Creation
18–25 jobs in Year 1. Growing to 44 by Year 3.
Priority hiring: women (50% target), youth under 35, local community.
| Category | Year 1 | Year 2 | Year 3+ |
|---|---|---|---|
| Permanent farm workers | 6–8 | 10–12 | 12–15 |
| Tunnel / horticulture workers | 1–2 | 2–3 | 3–4 |
| Seasonal — planting | 4–6 | 6–8 | 8–10 |
| Seasonal — harvest | 6–8 | 8–10 | 10–12 |
| Management / admin | 1 | 2 | 2–3 |
| TOTAL (peak season) | 18–25 | 26–35 | 33–44 |
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For investment inquiries, partnership proposals, or B2B supply arrangements.